African Commerce & Fintech Private beta

ZPay

Zero-touch payment OS.

ZPay home page

What it does

A voice-first, AI-native financial operating system: a conversational brain (ZAI) orchestrating a mesh of financial agents over an event-sourced ledger, secured by multimodal biometrics (face, voiceprint, passkey) instead of passwords. 72 languages, savings circles, mandates, escrow, B2B modules (AR, construction, contracts) and USSD access. Hash-chained audit trail, AML monitoring, SAR cases and GDPR rights built in.

How it makes money

Interchange and transfer fees, premium accounts, B2B module licensing, escrow fees.

Why investors should care

Removes the two biggest adoption barriers in emerging-market fintech, literacy and passwords, with voice and biometrics; compliance is designed in, not bolted on.

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Talk to us

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Buyers get a demo. Investors get the deck and the repository walkthrough.

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